Open enrollment gives individuals and families the chance to enroll in a health plan that supports their needs.
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers your routine and some specialized health care costs. Not having health insurance is a risk, not only for you and your family’s quality of life but for your financial security. Health insurance also gives you peace of mind that you have coverage in an unexpected medical emergency.
Open enrollment is a designated period of time each year when you can start, stop, or change your health insurance plan.
If you get health insurance through your job, Medicare, or Maryland Health Connection, you will have an open enrollment period.
Enroll Nov. 1-Dec. 31 for coverage beginning Jan. 1.
Enroll Jan. 1-15 for coverage beginning Feb. 1.
Health insurance through work:
Your employer will set the enrollment period. This typically takes place in the fall.
Open Enrollment Period is October 15 to December 7.
Initial Enrollment Period (IEP) is around age 65.
Usually, once you’ve selected your benefits under a health insurance plan, you have to wait until the next enrollment period to make changes.
However, a Qualifying Life Event could let you change your benefits outside of the open enrollment period.
If you need coverage after the open enrollment period ends and you have not experienced a Qualifying Life Event, short-term health insurance may be available to support your health care needs.
Open enrollment for individual and family Marketplace plans starts Nov. 1!
The application is available daily from 6 AM to 11 PM.
CCI Health Services accepts Medicaid, Medicare, and most private insurance. We also offer a discount for those without health coverage.